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    • Column One
      • Products
        • Savings Accounts
        • Youth & Student Accounts
        • Investing & Retirement
        • Financial Advisement Services
        • Checking Accounts & Debit Cards
      • Online Banking
        • Online & Mobile Banking
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    • Column Two
      • Loans
        • Vehicle Loans
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    • Column Three
      • Other Services
        • TruStage Insurance for Life
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Products

Youth & Student Accounts

Savings and checking account options for members from birth to 17 years. Plus, student account options for young adults 18-22. Check out the awesome perks of a youth or student account at WFCU.

Sharky Savers Kids Club

Accounts established for minors between the ages of birth and 12 years. These accounts carry no maintenance fees except a one-time $1.00 membership fee. An adult joint owner is required on all accounts owned by consumers under age 18.

This club account teaches children to be money-wise while having fun. “Sharky,” the club mascot knows that saving money is a super idea and has come up with awesome benefits just for our youth members.

SHARKY’S REPORT CARD REWARDS – LIMITED OFFER

  • Earn $1.00 per ‘A’ up to $5.00 per report card period, maximum earnings up to $20.00 per school year.
  • Member report card, or transcript must be present to collect a reward.

SHARKY’S DEPOSIT PRIZES – LIMITED OFFER/WHILE SUPPLIES LAST

  • Students with direct deposits to savings accounts are limited to two prizes per month. Prizes are subject to change.
  • Deposits may not be transferred from another WFCU member’s account.

Sharky’s Storytime

Enjoy our storytime featuring stories about money. WFCU is proud to promote the CFPB Money as You Grow Book Club.

Current stories include:

  • “A Bargain for Frances”
  • “A Chair for My Mother”
  • “Alexander, Who Used to Be Rich Last Sunday”
  • “Count on Pablo”
  • “Curious George Saves His Pennies”
  • “Just Shopping with Mom”
  • “Lemonade in Winter”
  • “My Rows and Piles of Coins”
  • “Ox-Cart Man”
  • “Sheep in a Shop”
  • “The Berenstain Bears & Mama’s New Job”
  • “The Berenstain Bears’ Trouble with Money”
  • “The Purse”
  • “The Rag Coat”
  • “Those Shoes”
  • “Tia Isa Wants a Car”

Fun Resources for Sharky’s Savers

Fun activities to help Sharky’s Savers learn about money.

  • Once Upon A Dime
  • My Money Student Workbook
  • Kids Bingo Activity
  • Kids Pretend Play Activity
  • Kids Money Sort Activity
  • World of Cents | MyCreditUnion.gov

Fast Track Teens Club

Accounts established for minors between the ages of 13 and 17 years. These accounts carry no fees except a onetime $1.00 membership fee. An adult joint owner is required on all accounts owned by consumers under age 18.

  • Free ATM access*
  • Free online banking, mobile banking, and telephone banking.
  • No minimum checking with a MasterCard debit card.
  • No maintenance fees

FAST TRACK TEENS REPORT CARD REWARDS – LIMITED OFFER

  • Earn $1.00 per ‘A’ up to $5.00 per report card period, maximum earnings up to $20.00 per school year.
  • Member report card, or transcript must be present to collect a reward.

Fast Track Saver Resources

  • Your Money Your Future
  • The Story of the Federal Reserve System
  • Great Minds Think – A New Guide to Money
  • Teens Pay Stub Activity
  • Teens Family Jobs Activity
  • Hit the Road | MyCreditUnion.gov

*No surcharge for ATM usage within network. Fees may be charged by ATM operators outside of network.

Student Freedom Checking

For our members 18 – 22 years old who attend a college, university, trade school, etc.

  • Free ATM access*, free online banking, mobile banking, and telephone banking 24/7, regardless of where you are attending school.
  • No minimum checking with Mastercard debit card.
  • Free online bill pay service.
  • 0.50% discount on first Personal Loan or Auto Loan rate.
  • Young Adult or College Rewards VISA credit cards available too!
  • No maintenance fees.

STUDENT FREEDOM REPORT CARD REWARDS – LIMITED OFFER

  • Earn $5.00 per ‘A’ up to $20.00 maximum per semester, maximum earnings up to $40.00 per year.
  • Member report card, or transcript must be present to collect a reward.

Student Freedom Resources

  • Borrowing Basics
  • Bank On It
  • Building Your Credit History
  • Buying A Car
  • Charge It Right
  • Living on Your Own
  • Making The Most of Your Income
  • Paying For Education and Training
  • Protecting Your Money and Your Identity
  • Saving For Your Goals and Future
  • Setting Goals and Making Financial Decisions
  • Your Spending and Saving Plan

*No surcharge for ATM usage within network. Fees may be charged by ATM operators outside of network.

More from Wheatland

WFCU4U Kids
Resources for kids and young adults so they can learn about finances and money in a fun and entertaining way!
learn more
Banking Services
WFCU offers everything a regular bank does — but better! Banking products and services for every stage of your life.
learn more
Savings Accounts
Start your journey to endless possibilities with a share savings or club account at WFCU.
learn more
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