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Loans

Home Equity Loans

Let your home’s equity work for you with Wheatland FCU.  You dream it; we make it real by offering various ways to use home equity to improve your home, pay off high-interest debt or fund your dream.

A mortgage specialist can help you make the most of your home equity. WFCU currently lending on properties located in Lebanon, Berks, Chester, Dauphin, and Lancaster Counties. Call our Mortgage Department today 717-898-7673, option #4.

WFCU Fixed Rate Home Equity Loans 

Get the funds you need at a low interest rate. 

  • Up to 80% loan-to-value of your home up to $250,000 for a primary residence.
    • Maximum term – 180 Months 1st Lien
    • Maximum term – 120 Months 2nd Lien
  • Up to 70% loan-to-value of your home up to $50,000 for a non-primary residence. 
    • Maximum term – 180 Months 1st Lien
    • Maximum term – 120 Months 2nd Lien

A non-refundable $200 application fee is required at the time of application, in addition to a $35/person credit report fee. If a full appraisal is required, an additional $350 will be due at the time of the request.

WFCU Flexline Adjustable Rate Home Equity Line of Credit

Enjoy the convenience of setting up a home equity line of credit so the money is available when you need it for any reason! 

  • Adjustable Rate (can change monthly) is based on the Federal Prime Rate.
  • Borrow what you need, when you need it and only pay principal and interest due on the current balance. 
  • The credit limit is available for the first 10 years, with a 1-time renewal option and the repayment schedule is based on 120 months with each advance. 
  • A mortgage specialist can help you make the most of your home equity. WFCU currently lending on properties located in Lebanon, Berks, Chester, Dauphin, and Lancaster Counties. Call our Mortgage Department today 717-898-7673.

A non-refundable $200 application fee is required at the time of application, in addition to a $35/person credit report fee. If a full appraisal is required, an additional $350 will be due at the time of the request.

More from Wheatland

Mortgages
Financing dreams, a penny at a time.
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Personal Loans & Lines of Credit
Because life is complicated enough.
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WFCU Credit Cards
It’s small, it’s sleek, and it’s trusted.
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Equal Housing Opportunity
National Credit Union Administration
NMLS #491613
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration.
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