• Online Banking Log On
  • Make a Payment
  • WFCU Mortgage Application
  • WFCU Loan Application
  • Student Loan Application
  • Credit Card Application
  • Credit Card – My Account Access
  • Locations & Hours
  • Co-Op Shared Branches
  • About
    • The WFCU Difference
    • Our Community
    • FAQs
    • Careers
    • Staff Directory
    • Locations & Hours
    • COVID-19 Updates
  • Membership
    • Become a Member
    • Rewards Program
    • Wheatland FCU’s Community Partner Discounts & Specials
  • Rates
  • Banking Services
    • Column One
      • Products
        • Savings Accounts
        • Youth & Student Accounts
        • Investing & Retirement
        • Financial Advisement Services
        • Checking Accounts & Debit Cards
      • Online Banking
        • Online & Mobile Banking
        • Bill Pay
        • Phone Banking
    • Column Two
      • Loans
        • Vehicle Loans
        • Personal Loans & Lines of Credit
        • Home Equity Loans
        • Student Loans
        • Mortgages
        • WFCU Credit Cards
    • Column Three
      • Other Services
        • TruStage Insurance for Life
        • Direct Deposit & Payroll Deduction
        • Money Orders & Wire Transfers
        • Free Financial Counseling
        • Notary Services
        • Repos (Vehicles)
        • Order Checks
        • Forms
  • Contact
  • Blog
Loans

Personal Loans & Lines of Credit

Whatever your needs, we offer a loan to match. Borrow up to $25,000 for bill consolidation, home improvement, furniture, appliances, and other personal opportunities. The loan amount is based on the borrower’s credit score; some applicants may require a cosigner. Repayment terms available up to 84 months.

Apply at Your Convenience

Apply for your personal loan by printing an application form and stopping into any WFCU location during business hours, or by calling us at 717-898-7673 option #3.

Share or Certificate Secured Loans – A great way to build a high credit score. 

Use your Share Savings or Certificate of Deposit as collateral and get a loan of equal value! This type of loan offers low rates and extended terms up to 180 months. There is no credit check with this type of loan since it’s 100% secured! 

Personal Loans

Borrow up to a maximum of $25,000.00. Repayment terms up to 84 months. Some applicants may require a qualifying cosigner.

Personal Line of Credit

Establish a Personal Line of Credit of up to $25,000.00 to borrow any time you need it! Add this option when you open your account. It takes the waiting out of wanting the money is already there for you. A Personal Line of Credit can also be used as overdraft protection on your share draft checking account.

Affordable Alternative Loan 

An alternative to payday loans for WFCU members. Restrictions and limits apply. Call 717-898-7673 option #3 today for confidential personalized details. 

  • 6 months maximum term
  • No credit bureau check
  • Current paystub
  • Minimum $200.00 – Maximum $1000.00

More from Wheatland

Banking Services
WFCU offers everything a regular bank does — but better! Banking products and services for every stage of your life.
learn more
Bill Pay
Pay your bills anywhere and anytime with our free online Bill Payer service.
pay bills today
WFCU Credit Cards
It’s small, it’s sleek, and it’s trusted.
learn more
Join our email list & stay up-to-date on everything WFCU
  • This field is for validation purposes and should be left unchanged.
  • Sitemap
  • Privacy & Legal Notices
  • ADA Compliance
  • Lost/Stolen Credit Card?
  • Lost/Stolen Debit Card?
#WFCU4U
NMLS #491613
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration.
IMPORTANT: By clicking this link, you are leaving www.wheatlandcu.com and will be viewing content from another website.