Banking That
Puts You First

At Wheatland Federal Credit Union, you aren’t just a customer, you’re a member and owner. We’re dedicated to helping our community thrive by offering lower loan rates, higher savings yields, and a rewards program designed to grow with you at every stage of life.

Join the WFCU Family

Whether you live, work, or go to school in Lancaster County, there is a place for you here. Membership starts with a savings account, giving you a literal stake in our credit union.

Not a Lancaster County resident? Immediate family members of Wheatland account holders also qualify for membership.

What You Need to Open Your Account

To get started, bring the items listed below. Be sure your identification lists your current address.

A valid photo ID

A current photo ID (driver’s license, passport, state-issued ID, or military ID).

Second form of identification

A social security card, birth certificate, vehicle registration, or insurance card.

$5 for your savings account

$10 membership fee

$1 for members under 18.

Ready to Become a Member?

We pride ourselves on going the extra mile for our members. Stop by any branch to open your account, meet the team, and start experiencing the WFCU difference today.

Visit us at any branch location Monday through Friday (walk-ins welcome) or on Saturday by appointment. To allow ample time for account setup and questions, please plan to arrive at least 60 minutes before we close.

Find My Nearest Branch

Schedule an Appointment

Wheatland’s Level-Up Rewards Program

The more you partner with us, the more you get back. We’ve designed our membership tiers to reward you for making us your primary financial home with better rates and lower fees.

Blue Level Membership

Ideal for members focused on building a nest egg.

Eligibility

Ages 23-69

Accounts

Savings

Gold Level Membership

Our highest level of benefits for active bankers.

Eligibility

Ages 0–22, 70+, or ages 23–69 with $500+ in monthly deposits

Accounts

Savings + Checking with $500+ in monthly deposits

Regardless of your tier, you’ll always enjoy lower rates and fewer fees than at a traditional bank. Gold Level simply adds an extra layer of savings as a “thank you” for your loyalty.

View Our Fee Schedule