Privacy Policy
WHAT DOES WHEATLAND FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why: Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to fully understand what we do.
What: The types of personal information we collect, and share depend on the product or service you have with us.
This information can include:
- Name and address, Social Security Number, and income
- Account balances and transaction history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How: All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can companies can share their members’ persona; information; the reasons that Wheatland Federal Credit Union chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
- Does WFCU share? Yes
- Can you limit this sharing? No
For our marketing purposes – to offer our products and services to you
- Does WFCU share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies
- Does WFCU share? No
- Can you limit this sharing? N/A
For our affiliates’ everyday business purposes – information about your transactions and experiences
- Does WFCU share? No
- Can you limit this sharing? No
For our affiliates’ everyday purposes – information about your credit worthiness
- Does WFCU share? No
- Can you limit this sharing? N/A
For our affiliates to market to you
- Does WFCU share? Yes
- Can you limit this sharing? No
For our non-affiliates to market to you
- Does WFCU share? No
- Can you limit this sharing? N/A
QUESTIONS?
Who is providing this notice?
Wheatland Federal Credit Union
How does WFCU protect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for and use a credit union service or loan
- Use your debit or credit card
- You visit our website, provide us with information or any online application or transaction
- We also collect personal information from other sources including credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your credit worthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market
State laws and individual companies may give you additional rights to limit sharing.
Definitions
- Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
For more questions please call 717-898-7673 or 800-527-5140.