Wheatland FCU Website Terms and Conditions

Copyright © 2020 Wheatland Federal Credit Union. All rights reserved. No materials contained on this web site may be published, broadcast, or otherwise distributed without the prior written permission of Wheatland Federal Credit Union. Any reproduction permitted under this Agreement must contain notice of Wheatland Federal Credit Union’s copyright as follows: “Copyright © Wheatland Federal Credit Union 2020. All rights reserved.”

Wheatland Federal Credit Union on the Internet and/or any other names of products or services provided by Wheatland Federal Credit Union referenced herein are either trademarks or registered trademarks of Wheatland Federal Credit Union. The names of other companies, products, and services referenced herein may be the trademarks of their respective owners.

The text, compilation of data, and product categorizations contained on Wheatland Federal Credit Union’s web site or any other web site owned, operated, licensed, or controlled by Wheatland Federal Credit Union, as well as the design and layout of such web sites, contain elements protected by trade dress, copyright, and/or other laws, and may not be copied or imitated in whole or in part. No text, logo, graphic, sound or image from any Wheatland Federal Credit Union web site may be copied or retransmitted unless expressly permitted by Wheatland Federal Credit Union.

While Wheatland Federal Credit Union has made every effort to maintain accurate information on this web site, the information contained herein may contain errors or omissions. Wheatland Federal Credit Union makes no warranties or representations of any kind about accuracy or suitability of the information contained on this web site for any purpose. All such information is provided “as is,” and with specific disclaimer of any warranties of merchantability, fitness for a particular purpose, title, and/or non-infringement.

Links to other web sites do not imply an endorsement of the materials disseminated by publishers at those web sites, nor does the existence of a link to another site imply that the organization or person publishing at that site endorses any of the materials at this site. Wheatland Federal Credit Union is not responsible for the materials contained at any web site linked to this site.

If any disputes arise relating to Wheatland Federal Credit Union or this web site, you agree that the federal or state courts of Pennsylvania shall have exclusive jurisdiction over all claims.

Protecting Children’s Online Privacy 

Wheatland FCU does not knowingly collect, nor is our website designed or directed, to use personal information from children under the age of 13 without containing verifiable consent from their parents. Should a child who we know to be under the age of 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent or provide parental notice. 

Wheatland 3^rd Party & External Hyperlinks Notice

Wheatland FCU does have links on our website(s) to third parties. Please be aware that other websites may offer different privacy policies and levels of security that what is offered by WFCU. WFCU is not responsible or and does not endorse, guarantee or monitor content, availability, viewpoints, products, or service that are offered or expressed on other websites. We urge you to review the privacy policies for each website you visit. 

Wheatland FCU’s Internet Privacy Disclosure

Thank you for visiting Wheatland FCU’s website. WFCU is respectful to your right to privacy and is committed to maintaining your privacy. This Internet Privacy Disclosure only relates to the information we collect through any Wheatland FCU owned website(s) and our mobile application(s) that we obtained through your use of our website(s) and mobile application(s). 

Information We May Collect About You – as part of standard internet practice, Wheatland FCU may collect information from you while you are visiting our website(s). WFCU does this so that we can assist you in serving your financial needs, providing services and information, and offering new products and services. 

Additionally, we may collect, store and use information about your visit such as: 

• Cookies: Cookies are pieces of data stored directly on the device you are using when you visit our website. Cookies are used to collect information such as browser type, the date of your visit, time spent on our website, and pages visited. The information is used for security purposes, to facilitate navigation, to display information more effectively, to personalize and enrich your experience while visiting the website, and to recognize your device to allow your use of our online services. It is also used to gather statistical information about the usage of the website in order to continually improve the design and functionality, to monitor responses to advertisements, to understand how members use the website, and to assist with resolving website questions. You can refuse to accept these cookies, and most devices and browsers offer their own privacy settings for cookies. You will need to manage your cookie settings for each device and browser you use. However, if you do not accept the cookies, you may experience some inconvenience in your use of the website and some online services. 
• IP Addresses: Your IP Address is a number that is automatically assigned to the device that you are using by your internet service provider. An IP address is identified and logged automatically in our server log files whenever a user visits the website, along with the time of the visit and the page(s) that were visited. Collecting IP addresses is standard practice on the internet and done automatically by many websites. We use IP addresses for purposes such as calculating website usage levels, helping diagnose server problems, and administering the website. 

Wheatland FCU’s Privacy Disclosure Notice 

WHAT DOES WHEATLAND FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why: Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to fully understand what we do.

What: The types of personal information we collect, and share depend on the product or service you have with us. 

This information can include:

• Name and address, Social Security Number, and income
• Account balances and transaction history
• Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

How: All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can companies can share their members’ persona; information; the reasons that Wheatland Federal Credit Union chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

• Does WFCU share? Yes
• Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you

• Does WFCU share? Yes
• Can you limit this sharing? No

For joint marketing with other financial companies

• Does WFCU share? No
• Can you limit this sharing? N/A

For our affiliates’ everyday business purposes – information about your transactions and experiences

• Does WFCU share? No
• Can you limit this sharing? No

For our affiliates’ everyday purposes – information about your credit worthiness

• Does WFCU share? No
• Can you limit this sharing? N/A

For our affiliates to market to you 

• Does WFCU share? Yes 
• Can you limit this sharing? No

For our non-affiliates to market to you 

• Does WFCU share? No
• Can you limit this sharing? N/A

QUESTIONS?

Who is providing this notice?

Wheatland Federal Credit Union

How does WFCU protect my personal information?

We collect your personal information, for example, when you:

• Open an account
• Apply for and use a credit union service or loan
• Use your debit or credit card
• You visit our website, provide us with information or any online application or transaction
• We also collect personal information from other sources including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes – information about your credit worthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market

State laws and individual companies may give you additional rights to limit sharing.

Definitions

• Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

For more questions please call 717-898-7673 or 800-527-5140.