Wheatland FCU will be closed Thursday, November 22nd in celebration of Thanksgiving Day!  We will re-open at 9am on Friday, November 23rd.

NOVEMBER EVENTS

Discount Insurance Days with Liberty Mutual - Centerville Branch - November 15 & 29 1-5PM. Money Smarts for Older Adults (Avoiding Financial Exploitation) Seminar - November 17, 2018 10-11am - Centerville Branch. Collecting toy donations for Toys for Tots through 12/5/18 & Help decorate our offices by supporting CMN-Penn State Childrens Hospital by donating $1 for a holiday card.

Insurance Days & Money Smarts Seminar

Rates

Wheatland FCU offers competitive rates to meet our members' needs.

We offer our rates based on our members’ individual credit scores. As with any financial institution, our rates are subject to change without notice. All rates listed below are “as low as”, meaning the lowest available rate.  All rates are determined by credit score, term and amount borrowed.

Loans
Savings
Certificates
IRAs
  • Loan APR* Maximum Term (In months)
    Unsecured (rate, amount and term determined by credit score. Maximum loan amount is $25,000) 8.99% 84
    Shared Secured rate is 2.50% above collateral account rate 180
    Unsecured Lines of Credit (determined by credit score. Maximum amount $15,000) 8.49% 60
    Home Loan- 1st Lien / 1 to 120 Months (rate is tiered rate determined by term, loan to value and credit score; rate displayed is based on highest credit score) 0 points= 4.50% 120
    1 point= 4.00% 120
    2 points= 3.50% 120
    Home Loan- 1st Lien / 121 to 180 Months (rate is tiered rate determined by term, loan to value and credit score; rate displayed is based on highest credit score) 0 point= 4.50% 180
    1 point= 4.00% 180
    2 points= 3.50% 180
    30 Year Mortgage and/or to Purchase a New Home Call for Rates 717-898-7673
    Home Loan- 2nd Lien / 1 to 120 Months (rate is tiered rate determined by term, loan to value and credit score; rate displayed is based on highest credit score) 0 point= 5.50% 120
    1 point= 5.00% 120
    2 points=4.50% 120
    Flexline - Home Equity Line of Credit (determined by equity of home) Call for Rates 717-898-7673 120
    NEW Auto or Motorcycle (determined by credit score, add-on's do apply. Call for details and qualifications) 2.75% 84
    USED Auto or Motorcycle (determined by credit score, add-on's do apply. Call for details and qualifications) 3.25% Terms vary. Call for Details. 717-898-7673
    NOTE: Loan terms are based on loan amount for Auto & Motorcycle loans:

    >>>>>>> $5999.99 or less= 48 months maximum
    $6,000 to $19,999.99= 72 months maximum
    $20,000 or more= 84 months maximum
    NEW- Boats, Trailers, Motor Homes, Jet Skis & Snow Mobiles 8.75% 60
    Used- Boats, Trailers, Motor Homes, Jet Skis & Snow Mobiles 9.75% 48
    Mobile Homes - New 12.25% 84
    Mobile Homes - Used (up to 5 years old) 13.75% 60
    Education Loans Visit our student loan page for rate information. LendKey Private Student Loans & Sallie Mae Loans Available

    Life insurance and Credit disability insurance are available on all loans. Rates will vary for auto loans and personal loans depending on your credit score. Loan rates listed are for loans on payroll deduction or automatic payment. Other payment methods will make the rate .50% higher. Terms listed and used in calculators are the maximum allowable in the category. Rates listed and used in calculator are the lowest allowable in the category. Rates are subject to change without notice. Annual Percentage Rate (APR) is the finance charge rate that reflects the interest rate for an annual period. Home Loans: Written Estimate of Terms or Costs: Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

  • Savings Account APY*
    The Wheatland Fund Highest 0.75%
    Regular Share Savings 0.05%
    Personal Choice Savings 0.05%
    Vacation Club Savings 0.10%
    Holiday Club Savings 0.10%
    Club Grand Savings Highest 0.20%
    Kids “Sharky’s Savers Club” 0.10%
    Accumulation IRA 0.25%

    These rates are always competitive and generally higher than most local financial institutions. Rates listed are highest in category and may be subject to minimum balances. The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Rates are subject to change without notice.

  • Share Certificate APY* Penalty in Days
    6 Month Certificate ($500 minimum deposit) 1.90% 30
    JUMBO 6 month Certificate ($100,000 minimum, $250,000 maximum deposit) LIMITED TIME OFFER 1.99% 30
    12 Month Certificate ($500 minimum deposit) LIMITED TIME OFFER 2.35% 90
    24 Month Certificate ($500 minimum deposit) LIMITED TIME OFFER 2.75% 180
    JUMBO 24 month Certificate ($100,000 minimum, $250,000 maximum deposit) LIMITED TIME OFFER 2.80% 180
    36 Month Certificate ($500 minimum deposit) 2.80% 180
    JUMBO 36 month Certificate ($100,000 minimum, $250,000 maximum deposit) LIMITED TIME OFFER 2.90% 180

    All rates are subject to change without notice. The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.

  • Share Certificate APY* Penalty in Days
    12 Month IRA Certificate ($500 minimum deposit) LIMITED TIME OFFER 2.35% 90
    24 Month IRA Certificate ($500 minimum deposit) LIMITED TIME OFFER 2.75% 180
    36 Month IRA Certificate ($2,000 minimum deposit) 2.80% 180
    Accumulation IRA 0.25% 180

    For more information on IRA Certificates, please contact 717-898-7673 to speak to an IRA specialist.

    All rates are subject to change without notice. The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.

*See Terms and Conditions