Wheatland FCU will be closed Saturday, May 26th & Monday, May 28th in observance of Memorial Day.

2018 Account Verification in Process

Please return any mail received from RKL, our CPA firm. We are currently conducting our 2018 Account Verifications. Thank you for your help.

2018 Account Verifications

Savings Accounts

Start your journey to endless possibilities with a savings account at Wheatland FCU.

By opening Share Savings Account with a $5.00 minimum balance, you become a member and a shareholder of Wheatland FCU.  Savings accounts at Wheatland make those endless possibilities a reality.

Benefits Include

  • We treat our members like a person, not just a number
  • Access to 30,000 ATMs and credit union branches nationwide
  • Free online banking and the WFCU App
  • Free online Bill Payer service
  • No per-usage ATM or debit card fees

Types of Savings Accounts

Regular Share Savings

Our regular Share Savings Account is our base account. All members have a Regular Share account regardless of the balance. Use this account to save for whatever you wish.

Holiday Club Savings

Why not start saving now for the holidays? Open your Holiday Club Account any time. Your Holiday Club will not only help you save money for shopping, decorating, traveling, or other holiday spending, but will earn you dividends while doing it! There is no minimum balance or required contribution schedule.

You can deposit weekly, bi-weekly, monthly, or however often you like. Holiday Club Accounts mature on October 1st and will be transferred to the account of your choice (i.e. Regular Shares, Share Draft Checking, Personal Choice, etc.).


Vacation Club Savings

It’s never too early to start saving for that hard-earned vacation! The best way to save for your next vacation or trip is to figure out how much you will need and then start saving with a Vacation Club Account.

There is no minimum balance or required contribution schedule. Vacation Club Accounts mature on April 1st and will be transferred to the Wheatland FCU account of your choice.

Personal Choice Savings

With this club account, you choose the reason to save, the amount, the contribution schedule, and the date of withdrawal to match your personal savings needs. Many of our members use this account to save for things such as taxes, tuition, or large purchases and projects.

Club Grand Savings

Wheatland FCU’s Club Grand Account is open to all members age 55 and older who either currently have, or open, a new Share Draft Checking account. In addition to the regular benefits of our Share Draft Checking account, which include no minimum balance requirements and no per check or monthly charge, Club Grand members receive all their checks free of charge.

Direct deposit is available to your account.

Club Grand members have the opportunity to earn higher dividend rates on the account based on the Club Grand account balance. These rates are as follows:

Open your Club Grand account today and start enjoying the benefits!


Amount Rate
$0.00 to $4,999.99 0.15% APY
$5,000.00 to $9,999.99 0.20% APY
$10,000.00 to $24,999.99 0.20% APY
$25,000.00 to $49,999.99 0.20% APY
$50,000.00 or more 0.20% APY
Fast Track Checking

This account is for our members who are 13-17 years old. Free ATM access, free online banking, mobile banking, and telephone banking. No minimum checking with a MasterCard debit card. Free first order of checks and free online bill paying. Earn dividends on balances of $50 or more.

(Must have a parent or guardian on the account if under 18, same goes for our Sharky Savers accounts.)

Kids “Sharky” Savings

Open to children 12 and under, this club account teaches children to be money wise while having fun. “Sharky” the club mascot knows that saving money is a super idea and has come up with awesome benefits just for members.

To make the account fun, all members receive a Special Sharky passbook. For each deposit made, regardless of $ amount, they earn “Shark Bite” stamps. Kids can trade their “Shark Bites” in right away for prizes or save them up for larger one. Also, all Sharky accounts earn dividends on balances of $5.00 or more.

Our school savings program partners with East Petersburg Elementary School in the Hempfield School District. Plus, kids at East Petersburg Elementary School can bring their deposits to school on Tuesdays and trade their “Shark Bites” for prizes too!

Student Freedom Checking

This account is for our members 18- 23 years old who attend a college, university, trade school, etc. Free ATM access, free online banking, mobile banking, and telephone banking 24/7, regardless of where you’re attending school. No minimum checking with Mastercard debit card. Free online bill paying service. Free first order of checks. 0.50% discount on first Personal Loan or Auto Loan rate. Young Adult or College Rewards VISA credit cards available too!

Certificates & CDs

We offer preferred rates to those members willing to keep their savings on deposit for a certain length of time. We constantly monitor our certificate rates so they can be adjusted to be very competitive with other local financial institutions.

Terms & Minimum Deposits

Term Minimum Deposit
6 month $500
1 Year $500
2 Year $500
3 Year $500

Withdrawals or early closures are permitted, however, they are subject to the following penalties.


Year(s) Penalty
1 Year 30 days Interest
2 Year 90 days Interest
3 Year 180 days Interest

Related Savings Services

*See Terms and Conditions