Home Buyers Seminar

Saturday, March 23, 2019 10am - 11am at our Centerville Branch. Are you ready to buy a new home? Don't miss this informative seminar. RSVP 717-898-7673 ext. 133.

Home Buyer Resources

Savings Accounts

Start your journey to endless possibilities with a savings account at Wheatland FCU.

By opening Share Savings Account with a $5.00 minimum balance, you become a member and an owner (shareholder) of Wheatland FCU.  Savings accounts at Wheatland make those endless possibilities a reality.

Benefits Include

  • We treat our members like a person, not just a number
  • Access to 30,000 ATMs and credit union branches nationwide
  • Free online banking and the WFCU App
  • Free online Bill Payer service
  • No per-usage ATM or debit card fees

Types of Savings Accounts

Regular Share Savings

Our regular Share Savings Account is our base account. All members have a Regular Share account regardless of the balance. Use this account to save for whatever you wish.

Holiday Club Savings

Why not start saving now for the holidays? Open your Holiday Club Account any time. Your Holiday Club will not only help you save money for shopping, decorating, traveling, or other holiday spending, but will earn you dividends while doing it! There is no minimum balance or required contribution schedule.

You can deposit weekly, bi-weekly, monthly, or however often you like. Holiday Club Accounts mature on October 1st and will be transferred to the account of your choice (i.e. Regular Shares, Share Draft Checking, Personal Choice, etc.).


Vacation Club Savings

It’s never too early to start saving for that hard-earned vacation! The best way to save for your next vacation or trip is to figure out how much you will need and then start saving with a Vacation Club Account.

There is no minimum balance or required contribution schedule. Vacation Club Accounts mature on April 1st and will be transferred to the Wheatland FCU account of your choice.

Personal Choice Savings

With this club account, you choose the reason to save, the amount, the contribution schedule, and the date of withdrawal to match your personal savings needs. Many of our members use this account to save for things such as taxes, tuition, or large purchases and projects.

Club Grand Savings

Wheatland FCU’s Club Grand Account is open to all members age 55 and older who either currently have, or open, a new Share Draft Checking account. In addition to the regular benefits of our Share Draft Checking account, which include no minimum balance requirements and no per check or monthly charge, Club Grand members receive all their checks free of charge.

Direct deposit is available to your account.

Club Grand members have the opportunity to earn higher dividend rates on the account based on the Club Grand account balance. These rates are as follows:

Open your Club Grand account today and start enjoying the benefits!


Amount Rate
$0.00 to $4,999.99 0.15% APY
$5,000.00 to $9,999.99 0.20% APY
$10,000.00 to $24,999.99 0.20% APY
$25,000.00 to $49,999.99 0.20% APY
$50,000.00 or more 0.20% APY
Fast Track Checking

Fast Track Teens Club

  • For our members age 13-17 years old.
  • Free ATM access
  • Free online banking, mobile banking, and telephone banking.
  • No minimum checking with a MasterCard debit card.
  • Free first order of checks and free online bill paying.

(Must have a parent or guardian on the account if under 18.)

Deposits may not be transferred from another WFCU Member’s Account

Helpful Resources:

Teens Your Money Your Future

Teens NewYorkFed-StoryoftheFederalReserveSystem-WebColor

Teens Great_Minds_Think

Teens Piggy-Bank-Primer-25-Cents-Worth-of-History

TEENS cfpb_parents_pay-stub-activity

TEENS cfpb_parents_family-jobs-activity

Kids “Sharky’s Savers Club”


Open to children 12 and under, this club account teaches children to be money wise while having fun. “Sharky” the club mascot knows that saving money is a super idea and has come up with awesome benefits just for members.

(Must have a parent or guardian on the account if under 18.)


Earn $1.00 per ‘A’ up to $5.00 per report card period, maximum earnings up to $20.00 per school year. Report cards or transcripts must be present to collect reward.


Deposits may not be transferred from another WFCU Member’s Account

Fun activities to help Sharky’s Savers learn about money..



Kids Piggy-Bank-Primer-Saving-and-Budgeting-Activity

Kids cfpb_parents_bingo-activity

Kids cfpb_parents_pretend-play-activity

Kids cfpb_parents_money-sort-activity

Student Freedom Checking

Student Freedom Checking

  • For our members 18- 23 years old who attend a college, university, trade school, etc.
  • Free ATM access, free online banking, mobile banking, and telephone banking 24/7, regardless of where you’re attending school.
  • No minimum checking with Mastercard debit card.
  • Free online bill paying service.
  • Free first order of checks.
  • 0.50% discount on first Personal Loan or Auto Loan rate.
  • Young Adult or College Rewards VISA credit cards available too!

Deposits may not be transferred from another WFCU Member’s Account

Helpful Resources:


Borrowing Basics for Young Adults

Bank on it Young Adults

A Roof Over Your Head Young Adults

Check It Out Young Adults

Setting financial goals young adults

Pay Yourself First Young Adults

Charge it Right Young Adults

Paying for College and Cars Young Adults

Young Adults WMS_StudentWorkbook

Young Adults Where to Invest Your College Money

Young Adults TimeIsOnYourSide

Young Adults 40MoneyManagementTips

12 Investing Principles Every Young Person Should Know

New Money Goal

student loan action guide

Certificates of Deposit

Certificates of Deposit

We offer preferred rates to those members willing to keep their savings on deposit for a certain length of time. We constantly monitor our certificate rates so they can be adjusted to be very competitive with other local financial institutions.

10 Tips to Keep Track of Your Investments

Building Wealth


Banking Basics

Your Money Your Goals a financial empowerment toolkit





Terms & Minimum Deposits

Term Minimum Deposit
6 month $500
1 Year $500
2 Year $500
3 Year $500

Withdrawals or early closures are permitted, however, they are subject to the following penalties.


Year(s) Penalty
1 Year 30 days Interest
2 Year 90 days Interest
3 Year 180 days Interest

Related Savings Services

*See Terms and Conditions