Youth & Student Accounts – Savings That Grow with Them
Starting early is the key to financial confidence. Whether they’re learning to save their first dollar or managing their own budget for college, our youth and student accounts provide the tools and security they need for every milestone.
Visit us at any branch location to get started.
Sharky Savers Kids Club | Ages 0-12
It’s never too early to learn the value of a dollar. Our Sharky accounts make saving fun and rewarding for our youngest members.
Account Features:
- Only $1 to open this savings account 1
- No maintenance fees or minimum balances
- Prizes for making deposits 2
- Report Card Rewards
Show us your report card to earn $1 for every ‘A’ up to $5.00 per report card. Maximum of $20 per school year.
Fast Track Teen Account | Ages 13-17
Designed to grow alongside teens, our Fast Track account provides a space for them to practice money management while maintaining a secure foundation of support.
Account Features:
- Only $1 to open this account 1
- No maintenance fees or minimum balances
- Savings + checking account with debit card option
- Free ATM access within our network 3
- Free online banking, mobile banking 4, and telephone banking
- Report Card Rewards
Show us your report card to earn $1 for every ‘A’ up to $5.00 per report card. Maximum of $20 per school year.
Student Freedom Checking | Ages 18-22
Built for young adults enrolled in post-secondary education programs, the Student Freedom account offers the flexibility needed to navigate early adulthood with ease.
Account Features:
- No maintenance fees or minimum balances
- Savings + checking account option with debit card
- Free ATM access within our network 3
- Free online bill pay service
- Free online banking, mobile deposit 4, and telephone banking 24/7 wherever you are
- 0.50% discount on first Personal Loan or Auto Loan rate
- Report Card Rewards
Show us your report card or transcript to earn $5 for every ‘A’ up to $20.00 per semester. Maximum of $40 per school year.
Looking to establish credit? College Real Rewards VISA credit cards are available from our affiliate parters at Elan.
In-School Branch at Hempfield High School
We are proud to partner with the Hempfield School District to provide services to students and staff. Located inside the high school, this branch serves as a dedicated hub where convenient banking meets our shared commitment to fostering financial literacy.
Tailored for Our Community
This location is exclusively available to district employees and students who are members of the credit union.
Convenient ATM Access
Our on-site ATM 3 ensures students and staff have easy access to cash.
Learning in Action
This in-school branch provides a unique opportunity for students to practice money management in a supportive space during the school day.
Ready to Open an Account?
Visit us at any branch, schedule an appointment, or contact our Member Services team for more information.
1 An adult joint owner is required on all accounts owned by members under 18 years old.
2 While supplies last. Students with direct deposits to savings accounts are limited to two prizes per month. Deposits may not be transferred from another WFCU member’s account.
3 No surcharge for ATM usage within network. Fees may be charged by ATM operators outside of network.
4 Mobile deposit limits may apply. Mobile deposit is not available for members under the age of 18.
Resources for Young Savers
Explore age-specific resources to find tools and tips curated to promote financial literacy.
Sharkey Savers | 0 – 12 years old
Books
Visit your local library or bookstore to check out these stories on CFPB’s Money as You Grow Bookshelf