Savings Built Around Your Life
Grow your savings with Wheatland. Whether you’re saving for a rainy day, a needed vacation, or a secure retirement, we have the right account to help you reach your goals faster. Visit us at any branch location to get started.
Share Savings – The Key to Membership
Every member starts here. Your Share Savings account represents your “share” of ownership in WFCU. Along with lower rates and higher earnings, you’ll have peace of mind knowing your accounts are NCUA-insured up to $250,000.
To open an account at Wheatland you’ll need:
- $5 for your savings account
- $10 membership fee ($1 for members under 18)
- To meet our membership requirements – see our Membership Page for details
Personal Choice – Empower Your Goals
Easily organize your funds to stay focused on your savings goal. Use this account to:
- Save for milestones like a new car, vacation, or home
- Set aside funds for insurance, taxes, or large bills
This account follows the same guidelines as your main share account, however, it cannot be accessed by an ATM or Debit Card.
Club Grand – Rewarding Your Experience
Designed specifically for members aged 55+, the Club Grand account helps your money work harder with a higher earning rate than regular savings.
Account Features:
- Earn higher dividend rates that grown along with your balance
- Easily allocate deposits directly into your account
This account is held alongside your share savings and checking accounts. To prioritize your long-term growth, Club Grand funds are not accessible via ATM or debit card.
View current dividends on our Rates Page.
Holiday and Vacation Club Accounts
Stop stressing over seasonal spending. Our club accounts help you save throughout the year, so you have a dedicated “stash” when you need it.
Holiday Club
Save for shopping, decorating, traveling, or other holiday spending needs. This club runs from October 1st – September 30th of every calendar year. On October 1st, your Holiday Club savings will be transferred to your Savings account.
Vacation Club
Set aside money specifically for your next hard-earned getaway. This club runs from April 1st – March 31st of every calendar year. On April 1st, your Vacation Club savings will be transferred to your Savings account.
Early withdrawals are permitted but not encouraged. A fee may be charged for early withdrawals.
- No minimum balance required
- No contribution schedule required – deposit however often you like!
Holiday and Vacation Club accounts cannot be accessed by an ATM or Debit Card
Share Certificates – Earn More with a Committed Savings Term
If you have funds that you don’t need immediate access to, a Share Certificate is a powerful way to maximize your savings.
- Higher Yields: Lock in a higher interest rate than a standard savings account
- Flexible Terms: Choose a timeline that fits your plan, from a few months to several years
Each certificate has a specific minimum balance based on your chosen term. Since these are “locked-in” rates, an early withdrawal penalty applies if you need the funds before the maturity date.
We’re committed to monitoring our local economy to bring you the best possible value and member-focused rates. View our current rates or give us a call at 717-898-7673, option 2.
Ready to Open an Account?
Visit us at any branch location to get started today!
Common Questions
The primary account holder can enroll via our website. Simply go to our Homepage and select the “Enroll” link in the Online Banking log in box. Follow the prompts to connect to your account and set your login credentials.
Joint account holders can obtain their own login credentials by calling our member services team at 717-898-7673 during business hours. You can also email our member services department at wfcumembers@wheatlandcu.com for more information.
Forgot your Security Code? If you know your Logon ID, you can select Forgot Security Code to receive a link to securely reset your security code.
Forgot your Logon ID? Call our Member Services team at 717-898-7673 during business hours for assistance.
- Login IDs must consist of 6 – 50 alpha numeric characters
- Security codes must be 12 – 16 characters and include: an uppercase and lowercase letter, numbers, and at least one of the following special characters: ! @ # $ % ^ & *
Please Note: You accept responsibility for periodically changing your logon ID and protecting the integrity of your credentials to prevent unauthorized transactions and account access. Granting access to your online account to any non-owner will make you financially liable for all losses or misuse of your account(s).
You must have an active WFCU checking account and be registered for online banking. Log in to your online banking account, select the “Bill Pay” option, and follow the prompts to set up a recurring payment.
Electronic copies of tax documents are available in the e-statements section of WFCU’s Virtual Branch. Not enrolled in e-statements? We’ll mail your tax forms to your address on file by January 31.
Every member who has an online banking account with our Virtual Branch can register for e-statements.
- Open your internet browser and go to wheatlandcu.com
- Login to online banking
- Look for the hyperlink for e-statements
- Follow the prompts to register
Don’t have an online banking account with us? Enroll today!
Related Links
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Your Savings Fitness Plan
Products & Services
Youth & Student Accounts
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