GAP Plus

Essential protection for your vehicle – and your finances.

Vehicle loan protection for what your auto insurance may not cover for a wrecked vehicle.

Fair market insurance value is not always fair. There may be a gap.

That is where Guaranteed Asset Protection Plus comes in.

If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your loan and what your insurance will cover. GAP may reduce or even eliminate the shortfall in the event your vehicle is deemed a total loss. GAP Plus can help reduce you next loan at the credit union, making it easier to get the replacement vehicle you will need.

Protect your vehicle loan – purchase GAP today!

Your purchase of Members Choice Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days, you will receive a full refund of any fee paid.