Vehicle Loans Powered by WFCU
We’re here to get you on the road with rates that make sense for your budget.
Ways to Save & Drive
New & Used Auto Loans*
Get pre-approved before you hit the lot. We offer flexible terms based on your loan amount and credit score to keep your payments manageable.
Refinance Your Ride
Stuck with a high interest rate elsewhere? Let’s see if we can lower your monthly payment and put money back in your pocket.
Lease Buyouts
If you’ve decided your leased vehicle is “the one,” we can help you navigate the buyout process smoothly.
First-Time Auto Buyer Program
Buying your first car is a huge milestone, but little-to-no credit history can sometimes get in the way. If you have at least 12 months with your current employer and a monthly income of $1,000+, we’d love to help you get started.
Recreational and Specialty Vehicles
We also offer financing for:
- Power Sports: Motorcycles*, jet skis, and snowmobiles
- Adventure: Boats, travel trailers, and motor homes
- Mobile Homes: Financing available for new and used models (5 years old or newer)
Can’t Make It to a Branch?
If our business hours don’t align with your schedule, you can still get WFCU financing right at the dealership! Visit one of our participating local partners to get started on-site.
*Flexible terms are available based on loan amounts. Interest rates vary based on credit score. Certain vehicle restrictions apply.
Ready to Get Started?
Choose the method that works best for you.
Visit us: Stop by any Wheatland location during business hours to speak with a loan officer.
Give us a call: Start your application over the phone by calling 717-898-7673, option 3.
Plan ahead: Skip the wait and schedule an appointment ahead of time.
Rates
Interested in Debt Protection?
Ask us about Debt Protection with Life Plus
Loan Calculator
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.
Loan Amortization Schedule
| Period | Payment | Interest | Principal | Principal Balance |
|---|---|---|---|---|
| $0,000.00 |
Loan Calculator
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.
Loan Amortization Schedule
| Period | Payment | Interest | Principal | Principal Balance |
|---|---|---|---|---|
| $0,000.00 |
Common Questions
Yes! Please speak with one of our loan officers before you shop to get pre-approved based on a dollar amount. Once you find the vehicle you’d like to purchase, we can adjust the pre-approval to your exact needs.
Wheatland requires you to:
- Have full coverage (collision and comprehensive)
- Have $1,000 or less deductible
- List Wheatland as the lienholder
Yes. Wheatland offers GAP insurance through TruStage. Speak with one of our loan officers for details.
Collateral Protection Insurance (CPI) may be added on to your loan if you do not provide proper proof of auto insurance. This insurance protects your auto loan balance when no proper proof of insurance is provided.
This insurance does not meet the legal needs of holding proper auto insurance in the state of Pennsylvania and only covers the current balance on your auto loan in the case of a vehicle being totaled without proper auto insurance. Any equity in your vehicle may be lost if CPI is the sole insurance on your vehicle.