Flexible Funding for Your Needs
Whether you’re consolidating debt or upgrading your home appliances, we offer personal financing up to $25,000 with the local, personalized service you deserve.
Personal Loans with Flexible Terms
No matter your financial goals, we’re here to make your loan process easy and personal. As your trusted local credit union, Wheatland offers personal loans up to $25,000 designed to fit your life.
- Tailored to You: We use your credit history to secure the most competitive rate possible.
- Budget-Friendly: Our flexible terms ensure your monthly payments remain manageable.
- Here to Help: Still building your credit history? We’re happy to explore options with a qualifying cosigner to help you reach your goals.
Your Personal Line of Credit, Ready When You Are
Life doesn’t always stick to a schedule. As a Wheatland member, you have access to a flexible safety net that grows with you. Once established, your credit limit is available whenever you need it, giving you the freedom to handle unexpected expenses or home upgrades without a second thought. It even doubles as overdraft protection for your checking account, so you’re always covered.
A Smarter Alternative to Payday Loans
Don’t let a less-than-perfect credit score stand in your way. Our affordable alternative loans up to $1,000 provide the cash you need now, with a fixed 6-month payoff term and no credit check required.
Basic requirements include:
- 90-days active membership at WFCU
- At least 90 days at your current employer
- A current paystub
- A one-time $20 application fee
Unlock our best rates by signing up for direct deposit and autopay.
Apply at Your Convenience
To apply for a personal loan, visit any WFCU branch during business hours, schedule an appointment, or call us at 717-898-7673 option 3.
Rates
Interested in Debt Protection?
Ask us about Debt Protection with Life Plus
Loan Calculator
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.
Loan Amortization Schedule
| Period | Payment | Interest | Principal | Principal Balance |
|---|---|---|---|---|
| $0,000.00 |
Loan Calculator
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.
Loan Amortization Schedule
| Period | Payment | Interest | Principal | Principal Balance |
|---|---|---|---|---|
| $0,000.00 |
Common Questions
We believe in a personalized loan process to ensure you fully understand your options, rates, and terms before signing. To keep your data safe and provide you with tailored support, we handle applications either on the phone or in person at our branches. You can get started with a pre-approval by calling our lending team at 717-898-7673 option 3.
You can apply for a loan with Wheatland without having an account. However, you must open an account before the loan is disbursed.
Each person that has a loan at Wheatland must have at least a share savings account with a $5 minimum balance.
Depending on the type of loan, you can be approved in as little as 24 hours. Mortgages and Home Equity loans can take up to 4 weeks.
Wheatland does not do any type of business lending. Auto loans must have a title in a personal name as collateral.
Yes! Wheatland offers life insurance, disability insurance, and unemployment insurance on most loan types. Please ask our loan officers for details.
We’ve partnered with United Solutions to manage our collections department calls. If you’re receiving a call from a United Solutions representative at 800-292-2024, your account may be delinquent and it’s important that you speak with them.