Lobbies of both the Centerville and Elizabethtown offices will be closed until further notice. Drive-ups at the Centerville office will remain open regular hours.


Student Loans

Accelerate your education with a loan from Wheatland FCU.

Wheatland Federal Credit Union offers Sallie Mae Student Loans, Private Student Loans and Student Loan Consolidation Programs.

If you’ve finalized the FAFSA process and still need additional funding, we have different programs to meet your needs.







The Smart Option Student Loan® for Wheatland FCU by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.



Introducing Our Private Student Loan Partner, LendKey! We’ve partnered with LendKey to provide our members with access to low-cost student loan and student loan refinancing products online at anytime. LendKey shares our mission of prioritizing people over profit and all student loan products available on the LendKey platform are funded by community lenders across America.

Student Loan Refinance: 1.90% APR – 7.89% APR

  • Student Loan Refinance Variable Rates: 1.90% APR – 7.89% APR
  • Student Loan Refinance Fixed Rates: 3.39% APR – 7.75% APR

Private Student Loans: 3.12% APR – 11.24% APR

  • Private Student Loans Variable Rates: 3.12% APR – 10.19% APR
  • Private Student Loans Fixed Rates: 4.86% APR – 11.24% APR

Private Student Loans (In-School) for College Students – Private student loans from LendKey can be used to cover education costs including tuition, room and board, books, and other school related expenses. Private student loans serve as a way for students and families to fill the funding gap between the cost of attending school and the amount of federal loans, grants, and scholarships available to them. It is important to note that cosigners can play a critical role in helping student borrowers to secure private student loans and qualify for a lower rate. Enjoy the following benefits with a private student loan from LendKey:

  • Competitive rates from community lenders
  • Tax deductible interest payments
  • Cosigner release option available
  • No origination fees or prepayment penalties
  • 0.25% interest rate reduction for using ACH automatic payments

Click here to apply for a private student loan in under 15 minutes!

Student Loan Refinancing (Consolidation) for College Grads If you’re having a tough time repaying your student loans, or are just hoping to lower your interest rate and monthly payments, you’re not alone. In just 3 minutes you can see what new rate you qualify for and how much you can save by refinancing your student loans. Enjoy the following benefits when you refinance your student loans with LendKey:

  • Lower payments with interest rates as low as 2.56% (with auto-pay)
  • Refinance federal and private student loans for undergraduate and graduate debt
  • Simplified finances with one simple monthly payment
  • No origination fees or prepayment penalties
  • Various repayment options, including interest-only payments for the first four years
  • Cosigner release option available
  • 0.25% interest rate reduction for using ACH automatic payments

Click here to check your rate and see how much you can save in 5 minutes!

*All rates subject to change.

Related Student Loan Services

*See Terms and Conditions