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Privacy

What Does Wheatland Federal Credit Union Do With Your Personal Information?

Why: Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to fully understand what we do.

What: The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Name and address, Social Security Number, and income

Account balances and transaction history

Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

How: All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can companies can share their members’ persona; information; the reasons that Wheatland Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

For our every day business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal invesitgations, or to report to credit bureaus

Does WFCU share? Yes

Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you

Does WFCU share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does WFCU share? No

Can you limit this sharing? N/A

For our affiliates’ everyday business purposes – information about your transactions and experiences

Does WFCU share? No

Can you limit this sharing? No

For our affiliates’ everyday purposes – information about your credit worthiness

Does WFCU share? No

Can you limit this sharing? N/A

For our affiliates to market to you 

Does WFCU share? Yes 

Can you limit this sharing? No

For our non affiliates to market to you 

Does WFCU share? No

Can you limit this sharing? N/A

Questions?

Who is providing this notice?

Wheatland Federal Credit Union

How does WFCU protect my personal information?

We collect your personal information, for example, when you:

Open an account

Apply for and use a credit union service or loan

Use your debit or credit card

You visit our website, provide us with information or any online application or transaction

We also collect personal information from other sources including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes – information about your credit worthiness

Affiliates from using your information to market to you

Sharing for nonaffiliates to market

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

For more questions please call 717-898-7673, 800-527-5140, or go to www.wheatlandcu.com

Click Here for an updated copy of Wheatland FCU’s Privacy Policy.

*See Terms and Conditions