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Vehicle Loans

Hit the road with a loan from Wheatland FCU.

Financing a new or used car or truck at Wheatland FCU is the way to go. Our competitive rates and terms, a variety of financing options, and several ways to apply offer you a great deal!

Apply at Your Convenience

You can apply for your vehicle loan on our website and through PCU, or stop in to one of our branch locations!

Payment Options

Your loan will be set up to automatically come out of your Wheatland Federal Credit Union account, for a discounted interest rate. Payment books are available for a slightly higher interest rate.

Types of Vehicle Loans

New Vehicle

New vehicles, and those purchased within 4 months, can be financed at the new car loan interest rate.  Maximum terms of 84 months are available based on loan amounts.  Interest rates vary based on credit score.

Used Vehicle

Maximum terms of 84 months are available based on loan amounts.  Interest rates vary based on credit score.  There are no vehicle year or mileage exceptions, however, classic vehicles would have to be financed under our unsecured loans.

Boat, Travel Trailer, Motor Home, Jet Ski or Snow Mobile Loans

Financing is available for both new and used recreation vehicles with terms up to 60 months.

Motorcycle Loans

Financing is available for both new and used motorcycles with terms up to 84 months.

Related Loan Services

*See Terms and Conditions