Wheatland FCU will be CLOSED Saturday, May 27th and Monday, May 29th in honor of Memorial Day.

Unbelievable Limited-Time Offer!!!!!

1 Year CD $500 minimum 1.28% APY OR 2 Year CD $500 minimum 1.38% APY. Click on our Rates page for more details.

717-898-7673 (option 2) NOW!

Mortgages

Build, borrow, or refinance with a home loan from Wheatland FCU.

Wheatland FCU can lend up to 80% loan-to-value of your home up to $250,000 for a primary residence and 70% loan-to-value of your home up to $50,000 for a non-primary residence. A non-refundable $200 application fee is required at the time of application, in addition to a $35/person credit report fee. If a full appraisal is required, an additional $350 will be due at the time of the request.

Other fees and closing costs may apply especially with Mortgage loans through our partners at First Heritage Financial LLC.

Types of Mortgages

30 Year Mortgages

Wheatland Federal Credit Union has partnered with First Heritage Financial LLC to be able to offer purchase mortgages and mortgages with terms longer than 15 years.  There are over 200 different mortgage programs available to our members!

Click on the link below to apply.  Please contact our Loan Officer, Janice Rudzinski jrudzinski@firstheritage.org

, at 1-800-808-2662 ext. 52405 with any questions regarding this program.

https://wheatlandcu1.mortgagewebcenter.com/

Written Estimate of Terms or Costs:  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

1st Mortgages

Wheatland Federal Credit Union can lend up to 80% loan-to-value of your primary residence, with a maximum loan amount of $250,000. We can lend up to 70% loan-to-value for an investment property, with a maximum loan amount of $50,000. Terms available up to 180 months.

Calculating the amount of equity you have on your home

Primary Residence : Value of your home x 80% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $250,000)

Investment Property : Value of your home x 70% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $50,000)

2nd Mortgages

Wheatland Federal Credit Union can lend up to 80% loan-to-value of your primary residence, with a maximum loan amount of $250,000. We can lend up to 70% loan-to-value for an investment property, with a maximum loan amount of $50,000. Terms available up to 120 months.

Calculating the amount of equity you have on your home

Primary Residence : Value of your home x 80% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $250,000)

Investment Property : Value of your home x 70% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $50,000)

Mobile Home Loans

Financing is available for both new and used mobile homes. Mobile home must be 5 years old or newer. Terms up to 60 months.

Related Mortgage Services

*See Terms and Conditions