Wheatland FCU will be closed on Monday, January 21st for Martin Luther King Day.  We will re-open at 9am on Tuesday, January 22nd.

HAPPY NEW YEAR 2019!

"Refer A Friend" Contest starts now! Refer a new member and your name will be entered into a drawing for $25.00 VISA Gift Card. Winners will be drawn 3/31, 6/30, 10/31 & 12/31. The more members you refer the more entries your receive. Good luck! Thank you for helping WFCU welcome new members all of 2019!

New Year - New Banking Options!

Mortgages

Build, borrow, or refinance with a home loan from Wheatland FCU.

Wheatland FCU can lend up to 80% loan-to-value of your home up to $250,000 for a primary residence and 70% loan-to-value of your home up to $50,000 for a non-primary residence. A non-refundable $200 application fee is required at the time of application, in addition to a $35/person credit report fee. If a full appraisal is required, an additional $350 will be due at the time of the request.

Other fees and closing costs may apply especially with Mortgage loans through our partners at First Heritage Financial LLC.

NMLS #491613

Types of Mortgages

30 Year Mortgages

Wheatland Federal Credit Union has partnered with First Heritage Financial LLC to be able to offer purchase mortgages and mortgages with terms longer than 15 years.  There are over 200 different mortgage programs available to our members!

Click on the link below to apply.  Please contact our Loan Officer, Patrick Konen  pkonen@firstheritage.org, at 1-800-808-2662 ext. 52446 with any questions regarding this program.

https://firstheritage.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow

Written Estimate of Terms or Costs:  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

1st Mortgages

Wheatland Federal Credit Union can lend up to 80% loan-to-value of your primary residence, with a maximum loan amount of $250,000. We can lend up to 70% loan-to-value for an investment property, with a maximum loan amount of $50,000. Terms available up to 180 months.

Calculating the amount of equity you have on your home

Primary Residence : Value of your home x 80% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $250,000)

Investment Property : Value of your home x 70% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $50,000)

2nd Mortgages

Wheatland Federal Credit Union can lend up to 80% loan-to-value of your primary residence, with a maximum loan amount of $250,000. We can lend up to 70% loan-to-value for an investment property, with a maximum loan amount of $50,000. Terms available up to 120 months.

Calculating the amount of equity you have on your home

Primary Residence : Value of your home x 80% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $250,000)

Investment Property : Value of your home x 70% – Mortgage balance (if we are not refinancing) = Maximum loan amount (up to $50,000)

Mobile Home Loans

Financing is available for both new and used mobile homes. Mobile home must be 5 years old or newer. Terms up to 60 months.

Related Mortgage Services

*See Terms and Conditions