Rates

Loans | Savings | Certificates

Rates are subject to change without notice.

 

Loans

Interest Rate

APR*

Term

 
Unsecured (determined by credit score) 10% to 17.5% 10% to 17.5% 36 Calculator
Share Secured 4.99% 4.99% 72 Calculator
Unsecured lines of credit (determined by credit score) 10.0% 10.0% 36 Calculator
Home Loan- 1st Lien 1 point  No points     
0 to 48 months 5.75% 5.99% 48 maximum
49 to 120 months 5.99% 6.50% 120 maximum
121 to 180 months 6.99% 7.50% 180 maximum
Home Loan- 2nd Lien 1 point  No points     
0 to 36 months 5.85% 6.10% 36 maximum
37 to 84 months 6.25% 6.75% 84 maximum
85 to 120 months 6.99% 7.50% 120 maximum
Purchase Money Mortgages (1 point, 20% down payment, refer to 1st lien Home loan for rate and term) As low as 5.75% 5.75%   Calculator
Flexline - Home Equity Line of Credit (determined by equity of home) As low as  4.49% 4.49% 120 Calculator
New Auto (determined by credit score) As low as  6.60% 6.60% 36 Calculator
New Auto (determined by credit score) As low as  6.60% 6.60% 48 Calculator
New Auto (determined by credit score) As low as  6.60% 6.60% 60 Calculator
New Auto (determined by credit score) As low as  6.60% 6.60% 72 Calculator

Used Auto 2007 to 2008 (determined by credit score)

As low as  6.60% 6.60% 72 Calculator
Used Auto 2005 to 2006 (determined by credit score) As low as  6.60% 6.60% 60 Calculator
Used Auto 2003 to 2004 (determined by credit score) As low as  6.60% 6.60% 48 Calculator
Used Auto 2002 & older (determined by credit score)  As low as  6.60% 6.60% 36 Calculator
Boats, Trailers, Motor Homes, Jet Skis & Snow Mobiles - New 8.75% 8.75% 60 Calculator
Boats, Trailers,Motor Homes,Jet Skis & Snow Mobiles - Used 9.75% 9.75% 48 Calculator
Motorcycles - New 9.0% 9.0% 42 Calculator
Mobile Homes - New 12.25% 12.25% 84 Calculator
Mobile Homes - Used 13.75% 13.75% 60 Calculator
Education Loans - Call Wheatland FCU for PHEAA Information   0.000 n/a