Wheatland Federal Credit Union proudly introduces our All-Star Rewards Program. This is our way of rewarding you for making Wheatland FCU your primary financial institution. This program gives you special pricing on a wide variety of credit union products and services.
Reward Levels are based on the services and balances you have at Wheatland FCU (Combined Account, Loan, and Certificate Balances) and there are 5 Star levels, each offering its own incentives.
BASIC LEVEL: Requirements: A minimum balance of $500 is required in Combined Account and Loan Balances (A $3 Monthly Account Maintenance Fee will be added if the balance is below $500. AND If a members Loan Balance is delinquent more than 30 days, they will also fall into this level and receive a $3 Monthly Account Maintenance Fee.)
See “Rewards Schedule” for More Rewards and Discounts
1 STAR LEVEL: Requirements: $500-$2,499 in Combined Account, Loan, and Certificate Balances AND Minimum Monthly Deposit of $500/month. OR $2,500-$14,999 in Combined Account, Loan, and Certificate Balances.
Rewards:
- No Minimum Share Draft Checking
- Free PCU
- Free E-Statements
- Free Bill Payer
See “Rewards Schedule” for More Rewards and Discounts
2 STAR LEVEL: Requirements: $2,500-$14,999 in Combined Account, Loan, and Certificate Balances AND Minimum Monthly Deposits of $500/Month. OR $15,000-$49,999 in Combined Account, Loan, and Certificate Balances.
Rewards:
- No Minimum Share Draft Checking
- Free PCU
- Free E-Statements
- Free Bill Payer
See “Rewards Schedule” for More Rewards and Discounts
3 STAR LEVEL: Requirements: $15,000-$49,999 in Combined Account, Loan, and Certificate Balances AND a Minimum Monthly Deposit of $500/Month. OR $50,000 in Combined Account, Loan, and Certificate Balances.
Rewards:
- No Minimum Share Draft Checking Balance, but .50% APY Interest Rate on $250 or More
- New Certificate of Deposits receive a .25% APY Bonus on all CD Rates (Not valid with Club Grand CD Rates)
- Free PCU
- Free E-Statements
- Free Bill Payer
See “Rewards Schedule” for More Rewards and Discounts
4 STAR LEVEL: Requirements: $50,000 or More in Combined Account, Loan, and Certificate Balances AND a Minimum Monthly Deposit of $500/Month.
Rewards:
- No Minimum Share Draft Checking Balance, but 1.00% APY Interest Rate on $250 or More, 1 FREE Box of Checks per year
- New Certificate of Deposits receive a .25% APY Bonus on all CD Rates (Not valid with Club Grand CD Rates)
- Consumer Loans receive a .10% APR Discount on Rates (Not valid with any Mortgages, Purchase Money Mortgages or Home Equity or Flexlines)
- Free PCU
- Free E-Statements
- Free Bill Payer
See “Rewards Schedule” for More Rewards and Discounts
Listed Below is a small over view of some of the Rewards and Discounts in the "Rewards Schedule" in the All-Star Rewards Brochure. For a full listing of your Rewards and Discounts click here.
| |
BASIC |
1 STAR |
2 STAR |
3 STAR |
4 STAR |
| ATM Deposit Holds |
No Cash/24 hour |
$100/24 hour |
$250/ 24 hour |
NONE |
NONE |
| Stop Payment or Reversal |
$10.00 |
$7.00 |
$5.00 |
$5.00 |
$5.00 |
| Overdraft Cost |
$5.00 |
$4.00 |
$3.00 |
$2.00 |
$1.00 |
| NSF Cost |
$25.00 |
$25.00 |
$25.00 |
$25.00 |
$25.00 |
| Share Withdrawals/Quarter (3 Free) |
$7.00/quarter |
$7.00/quarter |
$7.00/quarter |
$1.00/quarter |
$1.00/quarter |
| Telephone Transfer |
$5.00/transfer |
$4.00/transfer |
$3.00/transfer |
$2.00/transfer |
$1.00/transfer |
| Money Orders (each up to $999.00) |
$1.00 |
$0.75 |
$0.75 |
$0.75 |
FREE |
| Travelers Checks (individual) |
$0.75 |
$0.50 |
FREE |
FREE |
FREE |
| Check Cashing Cost |
$2.00 |
FREE |
FREE |
FREE |
FREE |
To obtain the All-Star Rewards brochure please call or stop into any one of our office locations.
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