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1 Year CD $500 minimum 1.28% APY OR 2 Year CD $500 minimum 1.38% APY. Click on our Rates page for more details.
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Our Mission: To assist our members in building a solid financial future.
Core values to support our mission statement:
- Keeping up with latest innovations
- Providing competitive rates and terms
- Friendly service on a personal level
- Safety and security
- Honesty and integrity
Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Wheatland FCU participates and sponsors charity and community events on a regular basis and also some projects as they come along. Some of the local projects we assist with include United Disability Services holiday gift wrapping at Park City, United Way’s “Day of Caring”, Food Drive for the Lancaster County Council of Churches, Coat Drives for the Domestic Violence of Lancaster, Toys for Tots to just name a few.
With each Skip-a-Pay promotion that the credit union runs, $10.00 out of each $50.00 fee is donated into Wheatland FCU’s charity account to give to other charities that are in need. We love the county we service and strive to do the best we can to support it when it’s in need.
What is a Credit Union?
Credit unions are and always have been people-oriented financial institutions. Lancaster County has witnessed bank openings, closings, and mergers galore over the last decade. Through it all, Wheatland FCU has been serving the needs of Lancaster County since 1936. Though credit unions may not seem different from banks at first glance, these financial cooperatives are different in many ways.
Here are just a few qualities unique to credit unions:
- Credit Unions Are Owned By The Members They Serve
Most financial institutions are owned by the stockholders, who own part of the institution and intend on making money from their investment. Credit unions operate differently. Each credit union member owns one share of the organization. Each credit union member is an owner and is even entitled to vote on important issues, such as the election of member representatives to serve on the Board of Directors.
- Credit Unions Are Not-For-Profit-Organizations
The goal of any stock-owned institution is, by definition, to maximize profits. Not so with a credit union. In fact, net income is frequently re-invested into the credit union in the form of better rates, fewer fees, and stronger reserves.
- Credit Unions Are Service Oriented
You’ve heard this one before….it has become popular for financial institutions to promote their increasing focus on service. To credit unions, this is no passing fad. It is actually the very reason credit unions exist…over a hundred years ago, the credit union movement was founded on the philosophy of “Not for profit, not for charity, but for service”. This philosophy has led us to the approach in all our dealings with our members that “people are worth more than money”.
Financial institutions will continue to come and go in Lancaster County. As your alternatives continue to change, remember that Wheatland FCU’s goals and philosophies never will.