| Loans |
Interest Rate
|
APR*
|
Term
(in months)
|
|
| Unsecured (rate, amount and term determined by credit score. Maximum loan amount is $25,000) |
as low as 7.99% |
|
up to 84 months |
Calculator |
| Share Secured |
4.99% |
4.99% |
up to 180 |
Calculator |
| Unsecured lines of credit (determined by credit score. Maximum amount $15,000) |
7.49% |
7.49% |
60 |
Calculator |
| Home Loan- 1st Lien (rate is tiered rate determined by term, loan to value and credit score; rate displayed is based on highest credit score) |
No points
|
1 point
|
Term
|
|
| 1-120 months |
3.30% |
2.80% |
120 |
|
| 121-180 months |
3.79% |
3.29% |
180 |
|
| 30 Year Mortgage and/or to Purchase a New Home |
call for rates |
|
|
|
| Home Loan- 2nd Lien(rate is tiered rate determined by term, loan to value and credit score; rate displayed is based on highest credit score) |
No points |
1 point
|
Term |
|
| 1 to 120 months |
3.79% |
3.29% |
120 |
|
| Flexline - Home Equity Line of Credit (determined by equity of home) |
Call for updated Rate information |
|
120 |
Calculator |
| NEW Auto or Motorcycle (determined by credit score, add-on's do apply. Call for details and qualifications) |
As low as 1.99% |
1.99% |
Term Varies. Call for Details |
Calculator |
| USED Auto or Motorcycle (determined by credit score, add-on's do apply. Call for details and qualifications) |
As low as 2.49% |
2.49% |
Term Varies. Call for Details |
|
|
NOTE: Wheatland FCU does not finance vehicles more than 10 years old or vehicles with 100,000 miles or more. Loan terms are based on loan amount for Auto & Motorcycle loans:
- $5999.99 or less= 36 months maximum
- $6,000 to $9,999.99= 48 months maximum
- $10,000 to $11,999.99= 60 months maximum
- $12,000 to $14,999.99= 66 months maximum
- $15,000 or more= 72 months maximum
|
|
|
|
|
| NEW- Boats, Trailers, Motor Homes, Jet Skis & Snow Mobiles |
8.75% |
8.75% |
60 |
Calculator |
| USED- Boats, Trailers,Motor Homes,Jet Skis & Snow Mobiles |
9.75% |
9.75% |
48 |
Calculator |
| Mobile Homes - New |
12.25% |
12.25% |
84 |
Calculator |
| Mobile Homes - Used (up to 5 years old) |
13.75% |
13.75% |
60 |
Calculator |
| Education Loans - Call Wheatland FCU for CU Student Loans information |
|
|
|
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