Wheatland Federal Credit Union offers a complete array of financial products all designed to save our members time and money. Whether you are looking for a Home Equity loan, are about to buy a new vehicle, or want a no fee interest-bearing checking account we are here to help. Browse our products and see all the benefits you can enjoy!

Club Grand Seniors Club

Club Grand is open to any member age 55 and older who either has or opens a Wheatland FCU Share Draft Checking Account. Benefits include, free checks, direct deposit, higher rates and bonus's on CD rates on the first Wednesday of each month!

Sharky's Savers

Open to any member age 12 or younger. Features of the club include; all Sharky accounts earn dividends on balances of $5 or more, higher rates, special passbook, earn "Shark Bites" for each deposit, regardless of amount. These "Shark Bites" can be traded in for prizes at any Wheatland FCU office.

Student Freedom Account

This account is for our members that are between the ages of 17 and 22.  Whether your in high school, attending a college, trade school, nursing or technical school, this package is for you!  This package gives you the freedom from high rates and fees. Also, gives you the freedom to take care of your own finances, at home or away at school. Package includes: Free membership, Free ATM access, Free PC and Telephone banking, Free share draft checking w/ debit card, Free first order of checks, Free online bill payer, 1/2% discount on first personal or vehicle loan, and a low interest Young Adult or College Rewards VISA Credit Card.

The Wheatland Fund

THE WHEATLAND FUND
Better Than a Money Market Account
A Checking account convenience with money market interest rates.

Wheatland Fund Account Terms:
Interest on this account will accrue on a daily basis and will be posted to the account monthly. Dividends begin to accrue on the business day you make the deposit to your account. The minimum to earn interest on this account is $5000. The balance shown in the following table will accrue interest at the corresponding interest rate and Annual Percentage Yield (APY) shown.

Credit Unions Balance	APY (Annual Percentage Yield)
$25,000.01 or more	.85%
$10,000.01 to less than $24,999	.75%
$5000.01 to less than $10,000	.55%
If below $5000	no interest

The interest rates and APY are current, as of the date printed at the top of this disclosure. The interest rate and APY of each item may change at any time at the credit unions discretion. For current rate information contact the credit union or our website at www.wheatlandcu.com.

The credit union uses the daily balance method to calculate the interest by applying a daily periodic rate to the amount of funds in the account each day. Interest is credited and compounded each month. If you close your account between interest crediting periods, you may not receive the accrued but uncredited interest.

A minimum of $5000 is required to open this account. A monthly maintenance fee of $10 will be applied if, during the statement cycle, the daily balance falls below $5000. There is no limit to the number of checks or other withdrawals from this account. Checks used to access this account must be purchased from the credit union.

FEE SCHEDULE: The following fees may be assessed against the account:  To view the correct fees below for you All-Star Rewards tier CLICK HERE:

Overdraft fee	Varies Depending on All-Star Rewards Tier.
NSF fee	$30
Stop payment fee	Varies Depending on All-Star Rewards Tier.
Copy of draft fee	Varies Depending on All-Star Rewards Tier.
Certified draft fee	Varies Depending on All-Star Rewards Tier.
Bill Payer fee	FREE
Check fee	$15 per box of 50