Accumulation IRAs are convenient for those members who do not have a lump sum to meet certificate requirements and for those members who simply do not want to lock into a term.

Deposits to Accumulation IRAs (for years 2008 through 2010) can be made weekly, monthly, quarterly, yearly, lump sum, etc. However you choose. Deposits can be made up to the IRS deductible limit of $5000 annually. Rates are constantly monitored and adjusted to be very competitive with other local financial institutions. Withdrawals and closures are permitted, subject to IRS fees and penalties. All Wheatland FCU IRAs have a yearly maintenance fee of $8.50.

For any questions please contact Concetta at 717-898-7673 ext 201 or email greenfield@wheatlandcu.com.