Wheatland FCU can loan 80% of appraised value if primary residence and 60% if property will be rental property or other non-principal place of residence. The maximum amount to be loaned is $150,000.00. A fee of $200.00 will be assessed to cover the recording, searches, etc. A certified appraisal is required to be done by an appraiser of the credit union’s choice. The cost of the appraisal is in addition to the application fee. Maximum term is 180 months

Apply for your purchase money 1st Mortgage log on to PCU or use our website application or by calling CU Loan Source anytime 24/7, or by calling or stopping in to anyone of our branch locations.

Additional forms will be needed for the 1st Mortgage loan process.