Unlock the winning combination...your home and a Home Equity Loan from Wheatland FCU. A Home Equity Loan is smart way to borrow for any need. A Wheatland FCU Home Equity Loan has several great features.
Get the funds you need at a low APR. Borrow up to 90% loan-to-value of your home up to $200,000 for primary residence and 70% loan-to-value of your home up to $50,000 for a non-primary residence. Choose budget friendly payments up to 180 months for a 1st lien on your property and 120 for a 2nd lien on your property.
Fixed Rate Home Equity Loan
Equity determination :
Primary residence >Actual value of property x 90% - mortgage balance = maximum loan amount
Non-primary residence (ex: Rental, investment properties) >Actual value of property x 70%- mortgage balance = maximum loan amount
Terms are available up to 180 months. Loans of this type are limited to the following counties: Lebanon, Berks, Chester, Dauphin and Lancaster.
A non-refundable fee of $500 covers the cost of the search, recording, appraisal etc.
To apply for your Home Equity Loan call our Centerville or Greenfield office to schedule an appointment.