Unlock the winning combination...your home and a Home Equity Loan from Wheatland FCU. A Home Equity Loan is smart way to borrow for any need. A Wheatland FCU Home Equity Loan has several great features.

Get the funds you need at a low APR. Borrow up to 90% loan-to-value of your home up to $150,000. Choose budget friendly payments up to 144 months. Because this loan is tied to your home, you may be able to deduct the interest you pay each month. It’s your money! Use it for home-improvements, vacations, a new car, debt consolidation...whatever you wish.

Fixed Rate Home Equity Loan

Equity determination :

Principal place of residence – Actual value of property x 90% minus mortgage balance = loan value

All other non-principal residence (ex: Rental properties) – Actual value of property x 70% minus mortgage balance = loan value.

Terms are available up to 144 months. Loans of this type are limited to the following counties: Lebanon, Berks, Chester, Dauphin and Lancaster.

A fee of $200 covers the cost of the search, recording, appraisal etc. whether new application or renewal. Should the loan not materialize, the member would pay for all actual costs incurred for search, appraisal, etc..

To apply for your Home Equity Loan log on to PCU or use our website application, or by calling CU Loan Source 1-888-222-0932 24 hours a day, or by calling or stopping in to anyone one of our branch locations.

Additional forms will be needed for the Home Equity Loan process.