Financing a new or used car or truck at Wheatland FCU is the way to go. Our competitive rates and terms, a variety of financing options and several ways to apply offer you great deal!

Apply at your convenience!
You can apply for your vehicle loan on our website & through PCU, use our 24 hour CU loan source hotline at 1-888-222-0932, or stop in to one of our many branch locations!

Payment Options
Your loan will be set up to automatically transfer from your Regular Share Savings account or Share Draft Checking Account. Once set up you can make payments from home with our Home Banking program. Use TTS, our automated phone system to transfer payments. If you really want to send a check every month we can get you set up with a coupon book.

New Vehicle Loans
New vehicles and those financed elsewhere within the last 4 months can be financed at the new car interest rate. Maximum terms of up to 72 months are available.

Used Vehicle Loans
Terms are available up to 66 months.

Wheatlands Alternative to Leasing Loan W.A.L.L.
If you have ever considered leasing a vehicle or even thought about looking into leasing, consider W.A.L.L.. Wheatland FCU has developed a leasing alternative with the following benefits:

• Low Monthly Payment
• Low Down Payment (5% plus tax)
• Low Annual Percentage rate
• No Fees (gap, residual, etc.)
• Ownership Build Equity
• Many Contract End Options
• Pay future Value Amount
• Sell vehicle, pay future value, keep difference
• Refinance future value with conventional loan
• Trade vehicle using equity toward purchase